--- imach096d/doc/vrbiaspar.txt	2000/12/28 18:49:54	1.1.1.1
+++ imach096d/doc/vrbiaspar.txt	2002/03/08 16:45:55	1.3
@@ -1,53 +1,35 @@
-# Variances of life expectancies
-# Age 1-1 1-2 2-1 2-2
-50  0.4667 0.0605 0.0605 0.0183
-51  0.4127 0.0543 0.0543 0.0178
-52  0.3634 0.0484 0.0484 0.0173
-53  0.3188 0.0429 0.0429 0.0168
-54  0.2785 0.0377 0.0377 0.0163
-55  0.2422 0.0329 0.0329 0.0158
-56  0.2098 0.0284 0.0284 0.0154
-57  0.1809 0.0243 0.0243 0.0149
-58  0.1553 0.0205 0.0205 0.0144
-59  0.1328 0.0171 0.0171 0.0140
-60  0.1131 0.0140 0.0140 0.0136
-61  0.0959 0.0112 0.0112 0.0131
-62  0.0811 0.0088 0.0088 0.0128
-63  0.0684 0.0067 0.0067 0.0124
-64  0.0576 0.0049 0.0049 0.0120
-65  0.0484 0.0033 0.0033 0.0117
-66  0.0407 0.0021 0.0021 0.0114
-67  0.0344 0.0011 0.0011 0.0112
-68  0.0291 0.0003 0.0003 0.0110
-69  0.0248 -0.0002 -0.0002 0.0109
-70  0.0214 -0.0006 -0.0006 0.0108
-71  0.0186 -0.0008 -0.0008 0.0108
-72  0.0164 -0.0009 -0.0009 0.0109
-73  0.0147 -0.0009 -0.0009 0.0110
-74  0.0134 -0.0007 -0.0007 0.0113
-75  0.0124 -0.0006 -0.0006 0.0117
-76  0.0117 -0.0004 -0.0004 0.0122
-77  0.0112 -0.0002 -0.0002 0.0129
-78  0.0109 -0.0000 -0.0000 0.0137
-79  0.0107 0.0001 0.0001 0.0147
-80  0.0107 0.0002 0.0002 0.0159
-81  0.0107 0.0003 0.0003 0.0174
-82  0.0109 0.0003 0.0003 0.0191
-83  0.0111 0.0002 0.0002 0.0211
-84  0.0113 0.0000 0.0000 0.0234
-85  0.0116 -0.0002 -0.0002 0.0259
-86  0.0118 -0.0005 -0.0005 0.0289
-87  0.0121 -0.0008 -0.0008 0.0321
-88  0.0123 -0.0012 -0.0012 0.0357
-89  0.0124 -0.0016 -0.0016 0.0396
-90  0.0125 -0.0019 -0.0019 0.0438
-91  0.0124 -0.0023 -0.0023 0.0482
-92  0.0123 -0.0026 -0.0026 0.0529
-93  0.0120 -0.0029 -0.0029 0.0577
-94  0.0116 -0.0031 -0.0031 0.0626
-95  0.0110 -0.0032 -0.0032 0.0675
-96  0.0104 -0.0032 -0.0032 0.0723
-97  0.0096 -0.0032 -0.0032 0.0770
-98  0.0088 -0.0030 -0.0030 0.0815
-99  0.0080 -0.0027 -0.0027 0.0857
-100  0.0071 -0.0023 -0.0023 0.0897
+
+#****** ******
+# Covariances of life expectancies
+# Age Cov(e1, e1) Cov(e1, e2) Cov(e2, e1) Cov(e2, e2)
+65  0.0732 -0.0059 -0.0059 0.0245
+66  0.0641 -0.0063 -0.0063 0.0235
+67  0.0562 -0.0066 -0.0066 0.0226
+68  0.0494 -0.0066 -0.0066 0.0217
+69  0.0435 -0.0064 -0.0064 0.0209
+70  0.0384 -0.0061 -0.0061 0.0201
+71  0.0341 -0.0057 -0.0057 0.0195
+72  0.0303 -0.0051 -0.0051 0.0189
+73  0.0271 -0.0046 -0.0046 0.0184
+74  0.0244 -0.0040 -0.0040 0.0181
+75  0.0221 -0.0035 -0.0035 0.0179
+76  0.0202 -0.0029 -0.0029 0.0178
+77  0.0187 -0.0024 -0.0024 0.0179
+78  0.0174 -0.0020 -0.0020 0.0181
+79  0.0165 -0.0017 -0.0017 0.0186
+80  0.0158 -0.0014 -0.0014 0.0193
+81  0.0154 -0.0012 -0.0012 0.0202
+82  0.0152 -0.0011 -0.0011 0.0215
+83  0.0151 -0.0011 -0.0011 0.0230
+84  0.0151 -0.0011 -0.0011 0.0249
+85  0.0152 -0.0012 -0.0012 0.0273
+86  0.0154 -0.0014 -0.0014 0.0300
+87  0.0156 -0.0016 -0.0016 0.0331
+88  0.0157 -0.0018 -0.0018 0.0367
+89  0.0158 -0.0020 -0.0020 0.0407
+90  0.0159 -0.0023 -0.0023 0.0451
+91  0.0158 -0.0025 -0.0025 0.0499
+92  0.0156 -0.0028 -0.0028 0.0550
+93  0.0152 -0.0030 -0.0030 0.0604
+94  0.0147 -0.0031 -0.0031 0.0659
+95  0.0141 -0.0032 -0.0032 0.0716